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Deficiencies on Residential Foreclosures

By: Peter Moolenaar on January 26, 2010

Given the unprecedented rise in residential foreclosures, many have been forced to determine whether they may be liable for the deficiency…

Mortgage Electronic Registration Systems (“MERS”)

By: Peter Moolenaar on November 2, 2009

With the fall of the mortgage market and unprecedented rise in foreclosures, judicial challenges to the mortgage lending industry have become vogue. More and more, Courts are being asked to look at a previously overlooked modern adaptation to the recordation process — a privately owned electronic tracking service known as Mortgage Electronic Registration Systems (“MERS”).